CLIENT DISCLAIMER: Please do not include any personal and sensitive information in your email replies. Your data is important to us and you should use our client portal to share your personal information. To access the client portal, you must register for the service by contacting your adviser. If you already have access, you can login at https://everystepfs.myfinancecentre.com

To read our full privacy notice on our website, please click here

If you would like to file a complaint, you can review our complaints procedure here

Every Step Financial Services is an Appointed Representative of New Leaf Distribution Ltd. who are authorised and regulated by the Financial Conduct Authority. Number 460421.

Head Office: 165 – 167 High Street, Rayleigh, Essex, SS6 7QA. Co registration Number 5520001.

Our services relate to certain investments whose prices are dependent on fluctuations in the financial markets beyond our control. Investments and the income from them may go down as well as up and you may get back less than the amount invested. Past performance cannot be used as a reliable prediction of future performance.

Client Disclaimer – Equity release may involve a lifetime mortgage which is secured against your property or a home reversion plan which requires the sale of property for a discounted price. To understand the features and risks, ask for a personalised illustration. You only continue to own your own home with a lifetime mortgage.

Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.

Financial Advice & Planning Insight

Category: Financial Planning

Benefits of Putting My House in Trust (UK Guide)

What Is a Life Interest Trust? UK Guide for Blended Families

Life interest trust disadvantages: key drawbacks explained

How to Register a Trust with HMRC

Navigating Inheritance Tax for Over-55s

Do I have to pay tax on my savings in the UK?

Understanding the Tapered Annual Allowance Explained

Tax Implications of Gifting Money to Children in the UK

Inheritance Tax Gift Rules UK: A Clear Guide